Monthly Archives: November 2015

Who Rates Title Insurance Underwriters?

This article is intended for educational purposes only and not as legal advice November 6, 2015 Demotech – www.demotech.com – is the most popular go to source for rating the financial stability/ability to pay claims of title insurance underwriters.  They

Selling a Home During a Chapter 13 Bankruptcy Plan Repayment Period

Dictionary definition of Chapter 13 in bold lettering

  by Michael Selinfreund, President / General Counsel of Cherry Creek Title Services, Inc. This article and video presentation is for educational purposes only and not intended as legal advice.  To view more educational videos on real estate and other

Can I Sell My Home After Filing Chapter 7 Bankruptcy Before I Receive My Final Discharge?

Definition of Chapter 7 Bankruptcy underlined in Book

by Michael Selinfreund, President/General Counsel of Cherry Creek Title Services, Inc. This article and video presentation is for educational purposes only and not intended as legal advice.  To view more educational videos on real estate and other related subjects visit

Mortgage Cramdown v. Lien Stripping in Chapter 13 and an Interesting Strategy

This article is intended for educational purposes only and not as legal advice November 6, 2015 A Mortgage Cramdown can be utilized by the Chapter 13 Debtor in certain circumstances to modify the terms and amount of ANY lien on

What To Do When A Lender Fails or Refuses to Release Their Deed of Trust In Colorado

This article is intended for educational purposes only and not as legal advice November 6, 2015 I cannot recall how many times clients came to me upset that a paid off deed of trust was not released from their real

HOA Lien Super-Priority In Colorado

This article is intended for educational purposes only and not as legal advice April 20, 2016 Found at C.R.S. 38-33.3-101 et. seq., the Colorado Common Ownership Interest Act (referred to as “Kiowa” among Dirt lawyers), governs the creation and modification

Worried About Property Improvements Without Proper HOA or Architectural Control Committee Approval in Colorado?

This article is intended for educational purposes only and not as legal advice November 6, 2015 Relax.  C.R.S. 38-33.3-123 (2) states that notwithstanding any law to the contrary, no action shall be commenced or maintained to enforce the terms of

When Pro-Rating Property Taxes Using the Most Recent Mill Levy and Assessed Value Is A Mistake & Important Contract Tip Regarding New Home Purchases

This article is intended for educational purposes only and not as legal advice November 6, 2015 Although at first blush it would appear that you cannot go wrong pro-rating property taxes using the most recent mill levy and assessed value,